Terms & Conditions

Effective Date: February 1, 2025
Last Updated: July 15, 2026

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Terms & Conditions

Welcome to the website of ADSM Management LLC (doing business as ADSM Funding) ("Company," "we," "our," or "us"). These Terms & Conditions govern your access to and use of our website and services.

By accessing or using our website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website.

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1. Our Services

ADSM Management LLC (ADSM Funding) is a business financing brokerage and referral service. We help connect businesses with banks, lenders, financing companies, and other funding providers.

We do not make lending decisions, extend credit, guarantee financing, or act as a lender. All financing approvals, loan terms, interest rates, fees, and funding decisions are determined solely by the participating lender or financing provider.

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2. Eligibility

By using our website or submitting a financing request, you represent that:

• You are at least 18 years of age.

• You are authorized to act on behalf of the business applying for financing.

• The information you provide is true, complete, and accurate.

• You will promptly update any information that becomes inaccurate.

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3. No Guarantee of Financing

Submitting an inquiry or application through our website does not guarantee:

• Financing approval

• A specific loan amount

• Interest rates

• Repayment terms

• Funding within any particular timeframe

Each lender applies its own underwriting standards and approval criteria.

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4. Third-Party Lenders and Referral Platforms

Our website may include embedded financing applications, application widgets, scheduling tools, or referral technology provided by third-party lenders, lending marketplaces, or technology providers.

When you submit information through these third-party platforms, your application may be processed directly by the applicable lender or financing provider. Your relationship with those providers is governed by their own terms, conditions, and privacy policies.

ADSM Management LLC is not responsible for the products, services, decisions, or policies of any third-party lender or financing provider.

5. User Responsibilities

You agree to:

• Provide truthful and accurate information.

• Submit only information that you are legally authorized to provide.

• Not use this website for fraudulent or unlawful purposes.

• Not interfere with the operation or security of this website.

• Comply with all applicable laws and regulations.

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6. Communications Consent

By submitting your contact information, you authorize ADSM Management LLC (ADSM Funding) and, where applicable, participating financing partners to contact you regarding your financing inquiry by:

• Telephone

• Email

• SMS/Text Message

Message frequency may vary.

Message and data rates may apply.

Reply STOP to opt out of text messages.

Reply HELP for assistance.

Your consent to receive communications is not a condition of obtaining financing.

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7. Intellectual Property

All content on this website, including text, graphics, logos, images, documents, software, and other materials, is the property of ADSM Management LLC or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works without our prior written consent.

 

8. Disclaimer of Warranties

This website and all services are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, ADSM Management LLC disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

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9. Limitation of Liability

To the fullest extent permitted by law, ADSM Management LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to:

• Your use of this website.

• Any financing decision made by a lender.

• Delays or interruptions in funding.

• Errors, omissions, or inaccuracies in information provided by third parties.

Our total liability for any claim relating to your use of the website shall not exceed the amount you paid, if any, to use our website or services.

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10. Indemnification

You agree to indemnify, defend, and hold harmless ADSM Management LLC, its officers, members, employees, contractors, and affiliates from any claims, damages, liabilities, costs, or expenses arising out of:

• Your use of this website.

• Your violation of these Terms & Conditions.

• Any false or misleading information you provide.

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11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

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12. Third-Party Links

Our website may contain links to third-party websites or services for your convenience. We do not control or endorse those websites and are not responsible for their content, availability, or privacy practices.

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13. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time. Changes become effective upon posting to this page with an updated "Last Updated" date. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

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14. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any legal action arising from these Terms or your use of the website shall be brought in a court of competent jurisdiction located in the State of New York, unless applicable law requires otherwise.

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15. Contact Information

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If you have any questions regarding these Terms & Conditions, please contact us:

ADSM Management LLC (ADSM Funding)

Email: dhutson@adsmmtg.com

Website: https://www.adsmfunding.com